Go to our USD to EUR page, where we constantly update rates from multiple providers. You’ll see the mid-market rate and each provider’s exchange rate in real time.
2. Review and evaluate providers
Examine each provider’s fees, speed, and extra features (like faster delivery or better support). Remember, the cheapest option isn’t always best—sometimes paying a bit more can get your EUR to its destination sooner or more securely.
3. Select a provider and finalise your transfer
Choose the provider that matches your needs, then click through to their secure site. If you’re sending money to someone else, you’ll typically need details like an IBAN or account number. Complete the transaction there, and your USD will be converted to EUR.
Following these steps lets you evaluate multiple options at once, ensuring you get the best possible deal when converting USD to EUR.
Business customers get free currency transfers between accounts under the same legal entity.
Easy tracking of payment statuses with an option to share tracking details with beneficiaries.
Ability to pay and receive payments in 40 major global currencies
Flexible fee arrangements (BEN, SHA, OUR) allow businesses to decide who bears the transaction costs.
Daily Personal payment limits of up to £10,000 accommodate most needs
Option to make payments via mobile app, Digital Banking, branch, or by completing and faxing forms
Same-day payments have strict deadlines (e.g., 2:00 pm)
Personal Payments above £10,000 require forms or branch visits
Restrictions for new payee (e.g., £750 per day limit) if biometrics aren’t registered.
Lack of integration with accounting service or API’s
International transfers only offered by bank transfer.
Royal Bank of Scotland offers secure, fast, and reliable fund transfers worldwide, supporting major global currencies.
For businesses, RBS provides robust tools for making foreign currency payments, including an integrated tracker to monitor transaction status, flexible fee-sharing arrangements, and urgent payment processing through its New Bankline platform.
Personal customers can make payments of up to £10,000 daily from the comfort of their homes, with biometric authentication providing an added layer of security. Premier banking customers enjoy additional options, such as phone-based international payments.
Supports 50+ currencies and transfers to 170+ countries.
No transaction fees when transferring with OFX UK.
Transfers can be set up 24/7 via an app or online platform.
Simple setup for recurring payments, allowing users to schedule transfers up to 12 months in advance.
Offers tools like spot transfers, forward contracts, and limit orders to manage currency risks.
Access market rate alerts to make informed transfer decisions.
Supports SWIFT payments for smooth global business supplier payments.
Multipay function allows bulk payments to up to 500 recipients simultaneously.
Xero integration streamlines transfer reconciliation, reducing manual workload.
Ability to automate payroll and supplier payments in over 50 currencies.
Debit card payments are only available in the UK for transfers up to £5,000.
Weekend rates may differ from weekday rates, potentially increasing costs.
A £100 minimum transfer applies to major currencies to avoid additional intermediary fees.
Forward contracts typically require a £20,000 minimum, limiting smaller businesses.
Advanced tools like forward contracts and limit orders may be unnecessary or too complex for small businesses without international dealings.
Integration is primarily focused on Xero, limiting broader ERP system compatibility.
OFX is a trusted global money transfer provider with over 25 years of experience helping businesses and individuals move money internationally. Operating in more than 170 countries and offering over 50 currencies, it combines an easy-to-use digital platform with 24/7 support from currency experts. Listed on the Australian Securities Exchange, OFX is backed by strong regulations to ensure secure and reliable transactions.
Multiple options for receivers, including cash pickup, bank transfers, and mobile wallets
Transfers can be funded through bank accounts, debit/credit cards, or cash at agent locations
Cash pickups can be completed in minutes in many cases
Mobile app with features like rate checking, real-time tracking, and mobile top-ups.
Users can send up to £4,000 for cash pickups and £50,000 via bank transfer after identity verification.
Western Union’s transfer fees can be higher than those of competitors
Exchange rates offered by Western Union often include a markup, which might be less favourable
Non-verified users are limited to sending up to £800 within five days
Cash pickups depend on the business hours of the local receiving agent location
Western Union is a global leader in moving money and payments across borders, connecting people and businesses in over 200 countries and territories. Founded in 1851, it has grown from its roots in telegraphy to become a trusted name in financial services worldwide. Based in Denver, Colorado, Western Union continues to innovate, offering solutions that meet the ever-changing needs of its customers.
Transfers to over 220 countries in 100+ currencies.
Cash pickup options at 500,000+ locations.
Card payments are processed almost instantly, and most bank transfers are same-day.
Transparent pricing, with fees and exchange rates displayed upfront.
Intuitive Xe app for managing transfers on the go.
Real-time transfer tracking and alerts.
Supports international payroll and supplier payments for business customers.
FX risk management tools such as forward contracts, market orders, and option contracts.
Integration with ERP systems like Dynamics 365 and Sage Intacct.
No minimum transfer amount.
Handles high-value transactions (up to £350,000 per transfer online).
Some transfers may incur additional fees, especially for card payments.
Bank and wire transfers can take up to 4 business days.
Account setup and verification might take time based on documentation.
No cash-to-cash transfers as it requires a bank, card, or digital wallet for funding transfers.
Advanced tools like option contracts may be unnecessary for simpler needs.
Integration into ERP systems may involve additional setup costs and effort.
Entirely digital, which may not suit businesses preferring personal consultation.
XE has been a trusted name in currency exchange and international money transfers for over 30 years. It offers real-time exchange rates, easy-to-use currency tools, and secure global payment solutions for individuals and businesses. Supporting over 130 currencies across more than 220 countries, XE makes cross-border transactions simple and reliable. Known for its accuracy and user-friendly platform, it’s a go-to resource for all things currency-related.
Supports 30+ currencies for personal customers and 70+ currencies for Business customers.
Offers comeptitive interbank rates offered during market hours.
Personal customers can make peer transfers typically delivered in 20 seconds.
Business tools like limit orders and FX forwards to lock rates up to 2 years.
Advanced security measures including two-factor authentication, biometric login, and real-time fraud detection.
Business customers get monthly allowances for fee-free exchanges, scaling with plans, whilst Personal customers can access discounted fees based on their plan
Free bank transfers inside the SEPA region for Personal customers
0.6% fee applies to exchanges above Business plan limits.
Weekend mark-up of 1% on currency exchanges outside market hours for most plans.
Limited support for certain currencies and countries due to sanctions.
Fee discounts and free transfer allowances depend on paid plans, with free-tier users having the lowest allowances and highest rates.
Revolut is a financial technology company offering flexible currency exchange, money transfer, and payment solutions, catering to both personal and business users.
Revolut Personal is used by over 50 million users and allows transfers in 70+ currencies to 160+ countries through various payment methods, including instant peer-to-peer payments.
Revolut Business is ideal for international companies who want to exchange money in 30+ currencies at interbank rates. Key features include tools like forward contracts and automatic orders, as well as fee-free monthly allowances for currency exchanges based on different subscription plans.
Both account types prioritise security, transparency, and user-friendly features, making Revolut a versatile choice for personal and professional financial needs.
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USD to EUR Currency Exchange FAQs
Exchange rates can fluctuate throughout the day. With Currency Expert, you can assess multiple providers to see who offers the most favorable USD to EUR rate. Just input your transfer amount, and we’ll display each provider’s current rate and estimated fees—helping you find the best deal for sending money to United States or converting USD to EUR.
Since Currency Expert is a specialist currency platform, we show each provider’s exchange rate, transfer fee, and any additional costs in one place. Keep in mind:
Provider Service Fees: Base charges vary by company.
Weekend/Off-Hours Surcharges: Some providers adjust rates or charge extra on weekends.
Payment Method Fees: Credit/debit card payments can be faster but might come with higher charges.
Cheapest isn’t always best—paying a little more may offer faster transfers, better support, or additional features. Check all details before selecting your provider.
Go to Our Real-Time Rates Tool: Choose USD as the starting currency and EUR (or the currency of United States) for conversion.
Enter Your Transfer Amount: Our tool calculates each provider’s rate, speed, and total costs.
Review Providers: Evaluate fees, exchange rates, transfer times, and features.
Choose a Provider: Click “Go to site” or “Get started” to head over to your selected provider’s platform.
Complete the Exchange: Finalise your transaction on the provider’s secure site or app.
While Currency Expert doesn’t impose its own limits, each provider might have:
Minimum and Maximum Transfer Amounts: Some set lower and upper limits.
Monthly/Yearly Limits: Based on verification levels (KYC) and provider policies.
Human Assistance for Large Transfers: Even when no strict transfer limit exists, larger amounts often get extra help. For example, services like TorFX assign you a dedicated Account Manager who can offer tailored guidance and help you wait for the best exchange rate timing.
If you’re transferring a substantial amount and want more control (e.g., the optimal moment of the day/week for favourable rates), an account manager can provide personal assistance beyond what a simple online form offers.
We only list verified and regulated providers. To protect you:
Transparent Assessments: You see fees and exchange rates clearly before choosing.
Up-to-date Data: Our listings update frequently to reflect the latest market changes.
Reputable Companies: Each partner is regulated by the relevant financial authorities.
When you leave Currency Expert, you’ll finalise the transaction on the provider’s secure website or app. Contact them immediately if you suspect any fraudulent activity.
Some providers offer rate locks or forward contracts, letting you secure a rate for future use. Others rely on real-time market pricing. Look for “Rate Guarantee” or “Forward Contract” options in our tool if locking in a rate is important for your transfer.
Transfer speed can vary based on:
Method: Bank transfer, card payment, or mobile wallet.
Cut-Off Times: Transactions initiated on weekends or late evenings might be slower.
Verification Requirements: First-time customers may undergo extra checks.
Our real-time Rates tool displays estimated delivery times, so you can pick the swiftest option if speed is your priority.
We refresh exchange rates in real-time or at frequent intervals. If you see a sudden change, it’s typically due to market movement. Always verify the final rate on the provider’s checkout page before finalising.